Caring For You and Your Budget

It’s open enrollment time, when many of us choose a health plan for next year. If you’re considering a plan with a very low monthly premium, take a close look at the deductible. You’ll likely need to meet a high deductible – and pay the first $500, $1,000, or even more – before your insurance coverage kicks in.

With a low-premium, high-deductible plan, the prices charged by your health care provider can make a meaningful difference. And here’s a secret: not all doctors, hospitals, laboratories, and pharmacies charge the same prices.